You may or may not be aware that many insurance carriers, such as State Farm, Nationwide and Allstate are dropping or non-renewing many insureds Wind & Hail coverage on the South Carolina coast. This has been going on since September of 2011, and there does not seem to be a change on the horizon.  Article from the Post & Courrier.  The SC Wind & Hail Association or “Pool” is the only solution for these insurance companies. The SC Wind & Hail Association, is an option, but not usually the best one as rates and deductibles are less than ideal. The parts of Charleston hardest hit by these changes are James Island, Johns Island & Mount Pleasant. Frankly, if your property is east of Hwy 17, you are probably going to be affected.  Many residents in the Horry and Georgetown county areas have been impacted as well.  PC&L Agency offers many options.  We provide access to several carriers that are actively trying to write new business in the areas affected by this underwriting change.  We have been very successful in writing coverage for clients in Mt. Pleasant, James Island, Johns Island, Georgetown and the Grand Strand.  Not only are we able to provide the same great coverage with better deductibles, but in most cases we end up saving the client money!!  Contact one of our sales staff today for more information!

This is the first post on our new blog – stay tuned for information and announcements!