Personal umbrella coverage is the least expensive and easiest way to protect your assets from lawsuits, claims, or allegations against you.

Umbrella coverage provides excess limits coverage in the event that you are charged or accused in a liability claim due to a car, house, boat, or personal claim. This coverage will kick in after your primary auto or home insurance coverage has reached its maximum benefit.

Typically purchased in million dollar increments, a $1million umbrella liability policy would cost approximately $150.00 per year. With the economy as bad as it is and attorneys seeking sources of income, we see umbrella or large claims rising.